Retirement Planner
Planner
Expense Tracker
Expenses
Portfolio Tracker
Portfolio
Untitled Plan
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Inputs
Strategy
Summary
Projection
Risk
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1. Personal Information
Sync Ret.
Single
Couple
Player 1 (P1)
Birth Date
Current Age
Target Retirement
Life Expectancy
Player 2 (P2)
Birth Date
Current Age
Target Retirement
Life Expectancy
2. Dependents (CCB & RESP)
Add Child
No dependents added.
3. Portfolio Assets
Adv. Mode
Asset Allocation
Preset or manual rates.
Custom
Aggressive
Balanced
Conservative
Glide Path
P1 Asset Mix
Account
Balance
Return %
Cash
$
%
TFSA
$
%
FHSA
$
%
RRSP
$
%
RESP
$
%
LIRA
$
%
LIF
$
%
RRIF
$
%
Non-Reg
$
%
ACB
$
Yld
%
Crypto
$
%
ACB
$
Yld
%
Additional Accounts
Add Account
No additional accounts added.
P2 Asset Mix
Account
Balance
Return %
Cash
$
%
TFSA
$
%
FHSA
$
%
RRSP
$
%
RESP
$
%
LIRA
$
%
LIF
$
%
RRIF
$
%
Non-Reg
$
%
ACB
$
Yld
%
Crypto
$
%
ACB
$
Yld
%
Additional Accounts
Add Account
No additional accounts added.
P1 Portfolio
$70,000
P2 Portfolio
$45,000
Household Total
$115,000
4. Housing & Living Costs
Current Primary Residence
Own Home
Renting
No Cost
Property Value
Current Value ($)
$
Growth (%)
%
Mortgage Details
Balance ($)
$
Int. Rate (%)
%
Payment /mo ($)
$
Future Housing Phases
Add Phase
No future housing changes planned. You will stay in your current living situation indefinitely.
Investment & Rental Properties
Add Property
Value ($)
$
Growth (%)
%
Mortgage
Auto 25-Yr
$
%
$
Gross Rent Income/mo
$
Sell in Future?
5. Income & Taxation
Province of Residence
BC
AB
SK
MB
ON
QC
NB
NS
PE
NL
YT
NT
NU
P1 Income
+ Stream
Base Salary
Gross Annual Income
$
Yearly Growth (%)
%
Employer RRSP Match
Max Match (%)
%
Match Rate (%)
%
Tax Credits & Deductions
No Tax Data Computed
P2 Income
+ Stream
Base Salary
Gross Annual Income
$
Yearly Growth (%)
%
Employer RRSP Match
Max Match (%)
%
Match Rate (%)
%
Tax Credits & Deductions
No Tax Data Computed
Total Household (Gross Paycheck)
$NaN
/yr
$NaN /mo
Total Household (Take-Home Net)
$160,000
/yr
$13,333 /mo
6. Living Expenses
Auto-Fill
Adv. Mode
Phased Expenses & Housing Transitions
Add Phase
No phased expenses added. Click "Add Phase" to model future rent, LTC, or temporary care costs.
housing
Add Item
Expense Item
Working
Retire (Base)
Frequency
$
$
/mo
/yr
transport
Add Item
Expense Item
Working
Retire (Base)
Frequency
$
$
/mo
/yr
lifestyle
Add Item
Expense Item
Working
Retire (Base)
Frequency
$
$
/mo
/yr
essentials
Add Item
Expense Item
Working
Retire (Base)
Frequency
$
$
/mo
/yr
other
Add Item
Expense Item
Working
Retire (Base)
Frequency
$
$
/mo
/yr
Annual Working Budget
$51,600
$4,300 /mo
Annual Retirement (Base)
$54,000
$4,500 /mo
7. Future Expenses & Debts
Add Expense
No future expenses added.
8. Windfalls & Inheritance
Add Event
No windfalls added.
9. Government Benefits
Pension Income Splitting
P1 Benefits
CPP
Est. Base Payout (Age 65)
$
/yr
Starts at Age:
Adjusted Payout:
$1,000
/mo
$12,000 /yr
OAS
Years in Canada
Starts at Age:
Adjusted Payout:
$713
/mo
$8,560 /yr
DB Pension
P2 Benefits
CPP
Est. Base Payout (Age 65)
$
/yr
Starts at Age:
Adjusted Payout:
$833
/mo
$10,000 /yr
OAS
Years in Canada
Starts at Age:
Adjusted Payout:
$713
/mo
$8,560 /yr
DB Pension
10. Economic Assumptions
Inflation Rate
%
Contribution Timing
Start
Mid
End
Withdrawal Timing
Start
Mid
End